The prepaid credit card has become very popular in a very short time, whereas in other countries it has been customary for many years to pay with prepaid credit cards and order online, it only came to the attention of the general public in the Netherlands late.
But which prepaid credit card can I use best and perhaps most importantly, which is the cheapest to purchase and use, but also, what can and can’t you participate. Below an overview of the most important features of the prepaid credit card.
Which prepaid credit card can I use best?
Which card is best for you depends on what you want to do with it, do you shop online with it, do you use it in stores and perhaps also for hotels and renting a car. With most prepaid credit cards you can also get money from an ATM, but that is not always cheap, although there is now a new provider that offers this for only 1.50 per transaction. I have that cheap elsewhere.
On the other hand, providers that are more expensive have more options, such as transferring money to pay bills and more flexible methods of depositing money. Some cards have their own bank account.
Prepaid credit card with a gift
From now on, a prepaid credit card can also be obtained from Mastercard itself, if you order it, you will receive no less than 5 euros for your first deposit from 15 euros. Other providers unfortunately do not offer nice welcome gifts, but offer more options with the card.
Mastercard prepaid credit card
The facts of the prepaid Mastercard:
Free 180 day purchase insurance
Free additional travel insurance
No credit check
Free App for Android or Apple
Fraud prevention, internet and delivery guarantee
Annual costs: 14.95
As you can see, this prepaid credit card is not expensive to buy and has, in addition to the welcome gift, other notable plus points such as the 180-day purchase insurance. With this card you are assured of a good and reliable card with a help desk that can be reached 24 hours a day.
Costs for use
With this Mastercard card you pay for cash withdrawals at the machine 1% of your withdrawal with a maximum of 1.50, depositing money on the card costs 0.95 and transferring money to your own account also costs 95 cents. If you pay online or in a store, you pay no costs at all.