The 7 tips to take care of money

The 7 tips to take care of money

Has it happened to you that you change a ticket and you don’t know when you finished it? That’s why we give you some tips to take care of money. In matters of personal finance, there are several areas of opportunity to make our money yield. One of the most important is to take care of the small expenses we make every day.

7 tips to take care of money.

 7 tips to take care of money.

1. Super List

 1. Super List

Never go shopping super hungry because you’re going to crave everything you see and of course you’ll want to buy it. It is advisable to make a list and stick to it once you are in the establishment to avoid falling into unnecessary expenses.

Try to be accompanied. For example, your partner may be more measured than you at the time of spending or vice versa; that helps you put a “brake” on when you want to match compulsive shopping.

2. Recycle at home

 2. Recycle at home

If you require printing at home, before using new paper, evaluate how necessary printing is. It is possible that by writing down the data somewhere it is not necessary for you to print; but if you still have to do it, analyze if it is essential that you do it in new sheets. To do this, always have recycled sheets on hand that you can use for these cases.

The same with notebooks that you no longer use but have enough useful sheets. Don’t throw it away, you can still take advantage of them.

3. Energy saving

Buy saving lights for your home. While they are a bit more expensive than normal, they will ultimately generate greater benefits. Also, get used to always turn off the lights you are not using, which will prevent you from paying high electricity bills.

4. Transportation savings

In this segment there are many ways to save. For example, if you visit the Historic Center of Mexico City, it is convenient to travel by public transport, since in addition to avoiding traffic in the area, you will not pay the excessive cost of parking in the area.

For nearby transfers, also use other means such as cycling or walking, you will not only save gas but also exercise.

5. Morning coffee

If you are one of those who go to a coffee shop every morning to buy your hot drink because you need the caffeine to “wake up,” consider buying a coffee maker and getting up 10 minutes earlier to prepare the coffee yourself. Make accounts and you will see how much you can save per month or even per year.

6. The “comes, comes”

One of the expenses in which the change of a ticket goes without realizing it is in the tips and in giving the one of the “comes, comes”. If you are a person who frequently uses this service, do accounts and within your budget consider giving 2 or 3 pesos a day; On the contrary, if you use it 5 times a day and each time you give 5 pesos, imagine how much you spend per month!

7. Cravings

If you are one of those who work in an office or near a convenience store and often go out, limit your purchase of potatoes, soda, corner tacos, jelly and all those products that in addition to not helping you Create healthy eating habits, they represent a serious impact for your economy.

It is best to discipline yourself about what meals you make out of home and budget how much you will pay for them to stay within this control and avoid leaks to your capital.

Which prepaid credit card can I use best

Which prepaid credit card can I use best

The prepaid credit card has become very popular in a very short time, whereas in other countries it has been customary for many years to pay with prepaid credit cards and order online, it only came to the attention of the general public in the Netherlands late.

But which prepaid credit card can I use best and perhaps most importantly, which is the cheapest to purchase and use, but also, what can and can’t you participate. Below an overview of the most important features of the prepaid credit card.

Which prepaid credit card can I use best?

Which prepaid credit card can I use best?

Which card is best for you depends on what you want to do with it, do you shop online with it, do you use it in stores and perhaps also for hotels and renting a car. With most prepaid credit cards you can also get money from an ATM, but that is not always cheap, although there is now a new provider that offers this for only 1.50 per transaction. I have that cheap elsewhere.

On the other hand, providers that are more expensive have more options, such as transferring money to pay bills and more flexible methods of depositing money. Some cards have their own bank account.

Prepaid credit card with a gift

Prepaid credit card with a gift

From now on, a prepaid credit card can also be obtained from Mastercard itself, if you order it, you will receive no less than 5 euros for your first deposit from 15 euros. Other providers unfortunately do not offer nice welcome gifts, but offer more options with the card.

Mastercard prepaid credit card

Mastercard prepaid credit card

The facts of the prepaid Mastercard:
Free 180 day purchase insurance
Free additional travel insurance
No credit check
Free App for Android or Apple
No limit
Fraud prevention, internet and delivery guarantee
Annual costs: 14.95

As you can see, this prepaid credit card is not expensive to buy and has, in addition to the welcome gift, other notable plus points such as the 180-day purchase insurance. With this card you are assured of a good and reliable card with a help desk that can be reached 24 hours a day.

Costs for use

Costs for use

With this Mastercard card you pay for cash withdrawals at the machine 1% of your withdrawal with a maximum of 1.50, depositing money on the card costs 0.95 and transferring money to your own account also costs 95 cents. If you pay online or in a store, you pay no costs at all.