What does a divorce cost

What does a divorce cost

Almost everyone knows that divorce is not free, but many people cannot tell you how expensive it is. When you are about to divorce, the question often comes up: “What does divorce cost today?”. We will discuss this in more detail in this text. First of all you must of course pay the lawyer for his or her services, these usually require between 150 and 200 euros per hour. The more complicated the divorce, the more expensive the lawyer becomes, since the lawyer has to invest more hours in it.

What does a divorce cost?

What does a divorce cost?

You can always try to negotiate the hourly rate or agree on a price in advance. If you agree a price in advance it is usually around 2500 euros and you are often cheaper than paying the lawyer per hour. The next cost item is the registry fee. If you are engaged in divorce, you naturally also want the divorce to become legally valid, so you have to go to court. The court fee that you have to pay ensures that you can go to court and that it will also pronounce the divorce. But with these two costs you are still not there, you also have to hire a bailiff who puts your partner at the highest level of your desire to divorce. The activities of the bailiff consist of drafting and issuing a bailiff’s writ. Other costs that may also come around are notary and accountant costs, but this is not necessary and is entirely up to you and your partner.

Divorce seems priceless

What does a divorce cost?

Nothing is so bad as having to stay together because the divorce seems to be unaffordable. To prevent this, the government has provided so-called legal assistance, also known as addition. Everyone who divorces automatically applies for this and is often granted provisional legal aid. Only afterwards it often becomes clear whether you were also entitled to this addition and you will be told how much you owe the government. If you are entitled to legal assistance, only a large part of the lawyer’s costs will be reimbursed. You must pay the court fee and the bailiff from your own pocket. A possible divorce agreement must also be paid out of pocket.

Limiting the costs

To ensure that the divorce process costs less, you can opt to jointly hire a lawyer who represents both interests. It is of course important that you can go through one door with each other, since you then arrange the divorce together. Another way to reduce attorney fees is by using it as little as possible and arranging as much as possible yourself. Try to prepare as well as possible during every visit to the lawyer, so that you understand and arrange everything faster. Even if you have a joint mortgage, this can also be viewed immediately.

Do as much as possible together with your partner

Do as much as possible together with your partner

In short, divorce is certainly not free and there are a lot of costs involved. A number of examples of costs that you have to count on are the costs for the lawyer, bailiff and court fees. Despite that, you can try to appeal to your lawyer as little as possible by arranging as much as possible together with your partner. You can also choose to hire a joint lawyer together with your partner. If the divorce seems unaffordable, you can apply for the legal aid subsidy. The government will then pay a large part of your attorney’s fees, making divorce affordable again. So you don’t have to worry that you have to stay married forever if you are not wealthy and cannot afford the divorce.

Borrow money with an annual contract

Borrow money with an annual contract

 

Borrowing money with an annual contract is certainly possible if you meet the set conditions. Naturally, other factors that may play a role in applying for a loan are also considered. I will try to explain what the conditions are so that you can view and compare what could be the best solution for taking out a loan.

How much do you want to borrow and what are you going to use it for, do you opt for a long-term loan or would you rather get rid of it quickly. There are various calculation modules where you can see exactly how much you can borrow with your income.

Borrow money with an annual contract

debt

 

There are different forms of credit that you can also apply for with an annual contract. If you opt for additional spending room to absorb any setbacks, you can opt for a revolving credit, which you can request from 5,000 euros.

Are you going to buy something expensive such as a car, a caravan, camper or are you going to rebuild your house and do you need the money in one go, then choose a personal loan. Thirdly, you can borrow a small amount in the form of a mini loan, this way you can quickly borrow an amount up to a maximum of 1500 euros, in which case it is no objection that you have an annual contract anyway.

Which conditions must I meet

Which conditions must I meet

 

It is important for the lender to find out whether you will be employed on a permanent basis after the expiry of the annual contract, therefore a letter of intent is usually requested from the current employer where this indicates that you can become a permanent employee after this period, the same applies to borrowing money as a temporary worker.

For example, it can be determined whether you can still pay off the loan in a normal way after one year, this is of course also important for yourself, because after that year you do not want to get into trouble because you can no longer pay off your loan .

What else is being looked at

What else is being looked at

 

Borrowing money with an annual contract, a number of factors are considered that determine whether or not your application is approved. Do you live in a rental house or do you have a house for sale, do you live together or do you have other loans? If so, then you can probably skip it immediately.

It is also important that you do not have a BKR backlog, or a negative BKR, if you do have the latter then you can only go for a mini loan. This way you can see that there are many factors that determine whether you meet the conditions of a revolving credit or personal loan.